Wealth Engineering, LLC, is a Registered Investment Advisor under the Securities and Exchange Commission (SEC).  The firm is located in Scottsdale, Arizona. We provide fee-only financial planning and investment management services. We use Nobel Prize winning investment strategies to provide superior, risk-adjusted returns in a long-term, tax-efficient manner. Our focus is on asset allocation, utilizing a diversified, global investment strategy with low-cost index and active managed mutual funds.

Financial planning services are available for those in need of more than portfolio management. You may have concerns about estate planning, college funding, retirement distributions, saving strategies, wealth preservation and risk management. We have created a detailed and disciplined process to help us bring all areas of your financial life together into an actionable plan for us to help you obtain long-term financial success.

The distinguishing factors that should cause you to consider Wealth Engineering are the following:

1) We take a "fiduciary oath" that requires us to manage your affairs as if your money was our money.  Your broker does not have a fiduciary responsibility.

2) You will always deal with the Principal of the firm, David Fernandez, not a new employee that is only looking to gain experience and will soon be seeking to start his/her own firm in a few years.

3) We are "Fee-Only".  This means we do not sell any financial products.  We will only provide the best advice that is 100% objective and in your best interest. 

4) Our total expense ratio for managing money and providing ongoing financial planning advice is approximately half of the fee that you would be charged at most brokerage firms and many Investment Advisory firms.

Please click “Our Services” for additional information.

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